How to Obtain Credit Reports and Financial Records Online


 :: Free Financial History Check
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Are you currently screening a potential tenant, and need to make sure that they have a healthy financial track record? Or are you in the process of screening a potential investor or business partner?

Perhaps you need to get all the details about your own credit report, and what your official credit bureau header says about you. Or maybe you're concerned that your credit rating has been damaged due to fraud or identity theft! Unfortunately, scenarios like that are all too common these days.

In every situation, knowledge is power, and having that knowledge can help you make the best decisions -- as well as avoid making some very bad ones!

Not to worry though, because you're in luck. The Internet contains a huge amount of public records and financial information about the lives of many people, even yours. In fact, if you're a citizen of the United States, you can get your credit report for free directly from the US Government, one time every year -- and that right of yours is something that many credit reporting agencies don't even want you to know!

However, if you want to investigate another person’s financial track record, there are only a few sources where you can obtain this type of information:

* Bankruptcy filings, court records

* Business court cases

* Civil lawsuits and court dockets (usually it's the defendant vs. a credit card company or collections agency)

* Contract complaint court records (including the current status of the case and any opinions or judgments already appointed)

* And other similar info...

However, as you've probably already figured out, you won't find this kind of information on conventional search engines like Nope, you’re going to have to go directly to the source -- the United States government or the actual court database that contains the records you seek. Those sources range from "rather easy" to "virtually impossible" to find, mostly depending on the original city location of the filing.

In essence, although these records are supposed to be public, it can seem like they're anything but public since they're so hard to find!

That's where Search and Spy comes in...

We connect you directly to a comprehensive listing of hundreds of unique court record databases and searchable websites for every available US state, county and municipality, most of which are very difficult to find and not commonly used by people other than private investigators, attorneys or law enforcement agencies.

We also direct you to the exact government site for retrieving your free credit report -- to which you are fully entitled as a citizen of the United States. That actually isn't too difficult for you to find on your own, but we've included it within the scope of our website’s investigation resources for your easy access and reference.

In short, Search and Spy turns your computer into your very own private investigator!

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